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Ace is committed to your health, your family’s peace of mind, and your future.


Our team members are at the heart of everything we do at Ace. When you choose a career with Ace, we provide the resources to help you develop and succeed both in your career and your personal life. One way we can achieve this is through our comprehensive benefits program, which offers team members and their eligible dependents the variety and flexibility to help address their needs at different stages in life. The following section highlights many of our available benefit plans and programs. • Health and Well-Being • Financial Peace of Mind • Educational Needs For Health and Well-Being... We work very hard to deliver a personalized, easy-to-use health program that provides our team members and their covered dependents with tools, services and information designed to support healthy living. The notion of healthy living starts with ensuring that every Ace team members is eligible for insurance coverage. Under the ACE plan, medical, dental, and vision coverage extends to every qualified adult, which includes a spouse, same or opposite-sex domestic partner or other qualified family member who meets eligibility requirements. *Part-time* team members working 20 hours or more of a standard workweek qualify to receive full benefits. *Medical* Medical coverage at Ace starts with an emphasis on preventive care, covering routine physicals and certain routine screenings at 100%. In addition, the medical options provide flexibility and choice, to let team members select the plan that's best for them: The Health Maintenance Organization (HMO) plans offered through the Ace provide the flexibility to choose between multiple options, each with different levels of costs and coverage. For any of these options, team members can choose from amongst one-two carriers and accompanying network. HMO plans generally have lower costs but require those covered to stay within a selected network of providers. Different locations may have different plan options. *Dental* The Ace plan offers every eligible team member a choice of two levels of dental coverage, including Dental Health Maintenance Organization (DHMO), Preferred Provider Organization (PPO), and Point of Service (POS) preventive and orthodontia services. *Vision* Ace offers a range of services to meet team members' vision care needs, including discounted Lasik eye surgery services. *Flexible Spending Accounts: Health & Dependent* A health care account helps to bridge the gap between health care expenses covered by insurance and eligible expenses that are paid out-of-pocket, by setting aside a certain amount of pretax dollars each year. A dependent care account helps cover eligible out-of-pocket expenses for child or elderly care, by setting aside a certain amount of pretax dollars each year. *Team Member Assistance Program* A team member assistance program that can help team members resolve personal, family and work issues impacting their lives. *Life Insurance* When it comes to our team members and their families, there can never be enough insurance coverage. Ace offers the following additional insurance for added protection: Personal Accident: Pays cash for initial treatment, severity of injury, ambulance, follow up visits, physical therapy, hospitalization, etc. Cancer Insurance: Coverage for cancer. The program includes benefits for diagnosis, treatments, and hospitalization associated with cancer. Hospital Protection: Enhances hospitalization coverage by providing a daily benefit for sickness and injury. Pays cash for rehabilitation, surgical operations, outpatient surgical room charges, medical diagnostic imaging, ambulance, and wellness benefits. Specified Health Event Protection: This program is a great supplement to your existing health insurance program. Pays a first-occurrence and reoccurrence benefit, hospital confinement and a continuing care benefit for heart attack, stroke, and much more. Term and Whole Life Insurance: Additional life insurance beyond the $10,000 coverage. *Vacation* Newly hired team members can accrue paid vacation during their first year of service. *Holidays* Generous paid *holidays* plus unpaid parental, educational, civic, and general leaves of absence that can be taken during the year to accommodate personal needs. For Financial Peace of Mind *401K* A *savings retirement* plan providing team members with an additional source of income upon retirement and a broad choice of investment options and immediate vesting of contributions. The savings plan also allows team members to take a loan, roll over eligible distributions from a former team members and make catch-up contributions for team members who are age 50 or older. Access to a *financial planning program* which offers the services of experienced, professional financial planners to help team members learn how to make informed decisions regarding money and investments. *Life and AD&D Insurance* In an unforeseen event, Ace has you and your family covered! Ace offers all eligible team members $10,000 of *life insurance* coverage. Team members can elect an additional amount of coverage for themselves as well as coverage for eligible dependents. *Accidental death and dismemberment insurance* for team members and eligible dependents in the event of death or dismemberment due to an accident. For Educational Needs At Ace, it has become cliché to say that our organization's most precious asset walks out the door every evening. Yet, like most cliches, there is a strong element of truth. Our team members' ideas, creativity, networks and instincts, which appreciate in value the longer they remain with us, are our organization's competitive advantage. And since our team members are an enormous part of our organization's value, the engagement and management of our team members is mission critical. To maximize our team members’ development potential, we offer the following: • An Award Winning Training and Development Department that understands the psychology of transforming team member learning into effective and strategic performance management. • Continued Personal Development and Education For more information, contact the Human Resources Department.

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